form 15 filed

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scared

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form 15 filed
« on: February 23, 2014, 08:03:50 AM »
My trustee filed a form 15...is there anything I can do?

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scared

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Re: form 15 filed
« Reply #1 on: February 23, 2014, 09:35:13 AM »
I should mention that I have not heard from the trustee in over a year. All of my counselling is complete so I am not sure what is missing - if they called or emailed I would have come up with a solution.  Can I complain to the Superintendent?  .

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NotATrust-E

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Re: form 15 filed
« Reply #2 on: February 23, 2014, 09:04:29 PM »
This is a very specific technical question, but you haven't provided much background; I'm guessing that you aren't discharged. Since the trustee isn't really obligated to discharge themselves as trustee, it could be a tactic to get you to agree to their terms.

As to if you should complain to the Superintendent, as long as a trustee has done what's required of them, you're probably on your own.

If you want, you can provide more information on here or send me a private message.

My trustee filed a form 15...is there anything I can do?

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scared

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Re: form 15 filed
« Reply #3 on: February 23, 2014, 09:06:42 PM »
An admin person at my trustee's office told me I could avoid the closure of my file for a $2490 + more monthly fees.  That is pretty steep but my choices are limited.   Those fees seem pretty inflated.

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scared

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Re: form 15 filed
« Reply #4 on: February 23, 2014, 09:09:13 PM »
Apparently I was $400 short in fees.  I literally have not heard a word from them in a year or more.  Pretty shocking to get a File 15 letter.  All of my counseling is complete, now these fees and more monthly payments...pretty stressed out.




quote author=NotATrust-E link=topic=847.msg3578#msg3578 date=1393207469]
This is a very specific technical question, but you haven't provided much background; I'm guessing that you aren't discharged. Since the trustee isn't really obligated to discharge themselves as trustee, it could be a tactic to get you to agree to their terms.

As to if you should complain to the Superintendent, as long as a trustee has done what's required of them, you're probably on your own.

If you want, you can provide more information on here or send me a private message.

My trustee filed a form 15...is there anything I can do?
[/quote]

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NotATrust-E

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Re: form 15 filed
« Reply #5 on: February 25, 2014, 10:00:12 PM »
Since the trustee's filed Form 15, it means that a) You didn't get your automatic discharge and b) There was already a court discharge hearing, where the judicial official may have set terms for your discharge.

I don't know where the trustee is getting those fees either. Have a look at the fee agreement that you signed when you met with the trustee; some trustees will introduce a fee for having to go to court. Perhaps you have surplus income owing, in addition to the $400? 
 
Depending on your discharge order from the court (No Order Made, Discharge Refused, etc.), you can potentially get another trustee appointed. Your current trustee may fight the appointment because they have money coming to you; you're not likely to get a new trustee IF a conditional order has been granted by the court.

This is just speculation - each court is different. You can always call the superintendant to get their opinion.


 

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