Debt removed from credit report

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fruchichet

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Debt removed from credit report
« on: June 06, 2016, 05:09:43 AM »
I had a disagreement with London Hydro back in 2007.  I moved out of a place, canceled my hydro, they even sent me a cheque for the balance of the account.  However, my former roommates did not register their names with London Hydro and so the bill was assigned to the owner of the property.  The owner was somehow able to convince them to put it back to my name.

I didn't know that I had to respond with a letter at the time and so it sat on my credit report for six years and is now gone for about two years.

I was wondering, if I tried to open an account with London Hydro now, would they have the power to make me settle that debt first?

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NotATrust-E

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Re: Debt removed from credit report
« Reply #1 on: June 06, 2016, 10:18:22 PM »
Yes, they have the power to get you to settle the debt. Collection of the debt is likely statute-barred under provincial law, but if you want to do business with them, they can ask for the money.  Whether they still have a record of your outstanding debt may be a different story.

 

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