Recent Posts

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1
w w w. buyrealdocuments.cc Our team is a unique producer of quality Original ID cards, drivers license.
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2
Considering Bankruptcy / Im glad I now signed up
« Last post by LoreenShav on January 17, 2019, 05:11:00 AM »
Truly all kinds of great information!
3
w w w. buyrealdocuments.cc Our team is a unique producer of quality Original ID cards, drivers license.
We offer only original high-quality Registered Passport, driver's licenses, id card, certificate, Diplomas, stamps and other products for a number of countries like:
USA, Australia, Belgium, Brazil, Canada, Italy, Finland, France, Germany, Netherlands, Portugal, Spain, Sweden, Norway, Malaysia, Poland, United Kingdom. This list is not full.
 
To  the additional information and place the order just visit our website:
 
 
 
w w w. buyrealdocuments.cc  w w w. buyrealdocuments.cc
 
 
>> Contact e-mail:
 
 
General support: support(a)buyrealdocuments.cc
 
 
 
-----------------------------
Keywords:
 
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Turkish Original Quality Passport and other documents for sale online
Emirati Original Quality Passport and other documents for sale online
British Original Quality Passport and other documents for sale online
American Original Quality Passport and other documents for sale online
 
 
To  the additional information and place the order just visit our website:
 
 
 
w w w. buyrealdocuments.cc  w w w. buyrealdocuments.cc
 
 
>> Contact e-mail:
 
 
General support: support(a)buyrealdocuments.cc
4
Consumer Proposals / Re: How much did you owe in your consumer proposal?
« Last post by Pathtozero on January 16, 2019, 03:40:09 PM »
Not a lot of activity on this site for awhile but thought I would ad to the conversation since there are not a lot of examples where the predominant debt is with RBC.

Here is a break down of what I owed (and to whom):
- $23,000 to MBNA (credit card)
- $ 1,500 to MBNA (credit card #2)
- $ 1,500 to Medical Services Plan BC
- $ 5,000 to Mogo (loan)
- $34,000 to RBC (loan #2)
- $15,000 to RBC (credit card #3)

Total debt was about $80,000 with over 60% of debt held with Royal Bank.
I was stressed about the potential wait time but everything hinged on RBC's approval so once they said yes it was essentially a done deal.

I went through Sands & Associates (who were great btw) and they suggested a a payment of $400 for 60 months.

Happy to say that our first offer was accepted by RBC within 2 weeks of filing and I am now on a payment plan of $400/month ($24,000 paid in total with $16,600 to creditors, $6,000 to trustee, and $1,400 in misc fees).

The $16,600 to creditors works out to be about 20.57 cents on the dollar.
For reference, with my salary of $50K/year and surplus payments, a bankruptcy would only net creditors a total of $4,400 (or 5.5 cents/dollar).

Took me a couple years of kidding myself that I could pay this off. The interest alone was killing me and I was paying this off as aggressively as possible with payments of $1600/month (on my net monthly pay of $3200). So needless to say I was already living as frugally as possible but with no end in sight. Huge relief to have an official end date to my debt and some breathing room to actually save money for my future! I am 31 and just starting to save for retirement but better late than never  :)

Now just hoping to pay this off as quickly as possible and reach a debt free life!
5
w w w. buyrealdocuments.cc Our team is a unique producer of quality Original ID cards, drivers license.
We offer only original high-quality Registered Passport, driver's licenses, id card, certificate, Diplomas, stamps and other products for a number of countries like:
USA, Australia, Belgium, Brazil, Canada, Italy, Finland, France, Germany, Netherlands, Portugal, Spain, Sweden, Norway, Malaysia, Poland, United Kingdom. This list is not full.
 
To  the additional information and place the order just visit our website:
 
 
 
w w w. buyrealdocuments.cc  w w w. buyrealdocuments.cc
 
 
>> Contact e-mail:
 
 
General support: support(a)buyrealdocuments.cc
 
 
 
-----------------------------
Keywords:
 
obtain Registered Passport,
obtain false Passport,
obtain novelty Passport,
obtain Registered driver license,
obtain false driver license,
obtain novelty driver license,
obtain Diplomatic Passport,
purchase Registered Passport,
purchase false Passport,
purchase novelty passport,
purchase Registered driver licenses,
purchase false driver license,
purchase novelty driver license,
purchase Diplomatic Passport
sell Registered Passport,
sell false Passport,
sell novelty Passport,
sell Registered driver license,
sell false driver license,
sell novelty driver license,
Registered Passport,
false Passport,
novelty Passport,
Registered driving license,
false driving license,
novelty driver license,
Diplomatic Passport,
 
Argentine Original Quality Passport and other documents for sale online
Australian Original Quality Passport and other documents for sale online
Austrian Original Quality Passport and other documents for sale online
Belgian Original Quality Passport and other documents for sale online
Brazilian Original Quality Passport and other documents for sale online
Bulgarian Original Quality Passport and other documents for sale online
Canadian Original Quality Passport and other documents for sale online
Chinese Original Quality Passport and other documents for sale online
Cuban Original Quality Passport and other documents for sale online
Cypriot Original Quality Passport and other documents for sale online
Czech Original Quality Passport and other documents for sale online
Danish Original Quality Passport and other documents for sale online
Dominican Republic Original Quality Passport and other documents for sale online
Ecuadorian Original Quality Passport and other documents for sale online
Estonian Original Quality Passport and other documents for sale online
Finnish Original Quality Passport and other documents for sale online
French Original Quality Passport and other documents for sale online
German Original Quality Passport and other documents for sale online
Greek Original Quality Passport and other documents for sale online
Hungarian Original Quality Passport and other documents for sale online
Icelandic Original Quality Passport and other documents for sale online
Indian Original Quality Passport and other documents for sale online
Indonesian Original Quality Passport and other documents for sale online
Irish Original Quality Passport and other documents for sale online
Israeli Original Quality Passport and other documents for sale online
Italian Original Quality Passport and other documents for sale online
Japanese Original Quality Passport and other documents for sale online
Korean Original Quality Passport and other documents for sale online
Latvian Original Quality Passport and other documents for sale online
Lithuanian Original Quality Passport and other documents for sale online
Luxembourgian Original Quality Passport and other documents for sale online
Malaysian Original Quality Passport and other documents for sale online
Mexican Original Quality Passport and other documents for sale online
Monegasque Original Quality Passport and other documents for sale online
Dutch Original Quality Passport and other documents for sale online
New Zealand Original Quality Passport and other documents for sale online
Norwegian Original Quality Passport and other documents for sale online
Philippine Original Quality Passport and other documents for sale online
Polish Original Quality Passport and other documents for sale online
Portuguese Original Quality Passport and other documents for sale online
Romanian Original Quality Passport and other documents for sale online
Russian Original Quality Passport and other documents for sale online
Saudi Arabia Original Quality Passport and other documents for sale online
Singapore Original Quality Passport and other documents for sale online
Slovak Original Quality Passport and other documents for sale online
Slovenian Original Quality Passport and other documents for sale online
South African Original Quality Passport and other documents for sale online
Spanish Original Quality Passport and other documents for sale online
Swedish Original Quality Passport and other documents for sale online
Swiss Original Quality Passport and other documents for sale online
Taiwan Original Quality Passport and other documents for sale online
Thai Original Quality Passport and other documents for sale online
Turkish Original Quality Passport and other documents for sale online
Emirati Original Quality Passport and other documents for sale online
British Original Quality Passport and other documents for sale online
American Original Quality Passport and other documents for sale online
 
 
To  the additional information and place the order just visit our website:
 
 
 
w w w. buyrealdocuments.cc  w w w. buyrealdocuments.cc
 
 
>> Contact e-mail:
 
 
General support: support(a)buyrealdocuments.cc
6
Consumer Proposals / Re: Credit score increase after CP drop off
« Last post by Wetcoaster on January 12, 2019, 08:05:51 AM »
This  is why no one comes here anymore

why?

Not your question... the spammer above.  For awhile it was all Russian spammers or the clown above.  They need to make one of us who come hare a moderator to clean up the trash as soon as it happens.
7
Consumer Proposals / Re: Credit score increase after CP drop off
« Last post by rkstylz on January 11, 2019, 04:08:00 PM »
This  is why no one comes here anymore

why?
8
Consumer Proposals / Re: Credit score increase after CP drop off
« Last post by rkstylz on January 11, 2019, 04:07:33 PM »
My 3 years should end in the next week. 

It looks like my CP has completely dropped off of TransUnion.  My TransUnion score shot up to 824 in January from 728 in December

Equifax has removed the notations from the "Public Records" section of the report, but my individual CP accounts haven't been removed yet.  I still see late payments and notations on the accounts such as "Paid through consolidation order or similar arrangement" and "Included in consumer proposal"

Right now my Equifax score is sitting at.....

- 672 on Borrowell  (down 2 points from December)
- 658 on the Equifax.ca website

I'll post another update once Equifax is completely cleared up.

thanks for the information!
9
After Bankruptcy / Re: Including Fairstone in CP
« Last post by Scogin on January 10, 2019, 06:48:23 AM »
I've never heard of anyone including Fairstone Inc in their CP application. Are you supposed to do that?
10
Considering Bankruptcy / Re: I am the new guy
« Last post by Wetcoaster on January 09, 2019, 02:25:52 AM »
Ok
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