Refusal to remove debt

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thewaylander

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Refusal to remove debt
« on: January 29, 2015, 10:21:55 PM »
I declared bankruptcy in 2007 discharged in  2009 due to a lost file (fun), my question is a collection dirt company called Total Credit Recovery refuses to remove a debt that was included in my bankruptcy  and better yet they reissued the debt in 2012  after being sent the paperwork 3 times by my trustee they are still refusing to remove the debt even though all paperwork is in order and this is not a debt like child support it was a business loan, my question is are their legal means I can use against them to have it removed like suing them?

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TreeFrog

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Re: Refusal to remove debt
« Reply #1 on: January 30, 2015, 11:10:31 AM »
Hi waylander,

I'm assuming you mean that this debt is appearing on your credit bureau reports (Equifax and TransUnion)? I don't know about legal means (they might work but I have no experience in that dept.). But have you tried sending the paperwork directly to the credit bureaus? It's worth a try if you haven't.

Hope this helps,
~Wendy

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NotATrust-E

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Re: Refusal to remove debt
« Reply #2 on: January 30, 2015, 07:15:42 PM »
I agree with the previous poster. You can always file a dispute with the credit agencies. Both of them have easy ways to file a dispute and are obvious on their website. Beyond that, your province's consumer protection agency will have some advice on their website.

 

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