I Need Help Credit Report Errors Post Bankruptcy

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wslbest

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I Need Help Credit Report Errors Post Bankruptcy
« on: March 26, 2017, 12:20:08 PM »
Thank you for any help..  I went bankrupt after workplace injury required surgery...
Fist off, I had no late payments on 4 credit cards previous to filing bankruptcy.. Two cards were removed from credit reports after discharge and I disputed error of having a balance show.. The other two are reporting late payments from my filing date to my discharge date and no one will fix the error after multiple tries. I am told by both Equifax and TransUnion that all is correct. So far both credit card companies have not replied.
Would also like to know if on credit report for those card if their status should be Collection / Charge-Off (TransUnion), Bad debt, collection account or unable to locate (Equifax) ? Comments on report does say Account Included in Bankruptcy]|[Bad Debt Write Off] (TransUnion) and Included in bankruptcy Written-off for one. The other states, Included in bankruptcy
Closed by credit grantor (Equifax).
For TransUnion, Condition says derogatory for both.. Bankruptcy is obviously derogatory but counting each as derogatory coupled with bankruptcy seems wrong..
Any help clarifying if these are errors to dispute is soooo appreciated.
Thank you very much

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Wetcoaster

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Re: I Need Help Credit Report Errors Post Bankruptcy
« Reply #1 on: March 28, 2017, 10:40:34 AM »
I have many errors on my report also after a CP.  I was told wait 3-4 months then try and correct them.  So another month I will be meeting with my contact at 4Pillars who will help me with what to do.

 

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